{"id":1278,"date":"2022-04-19T18:40:28","date_gmt":"2022-04-19T18:40:28","guid":{"rendered":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/?page_id=1278"},"modified":"2022-04-22T17:08:29","modified_gmt":"2022-04-22T17:08:29","slug":"refaccionario","status":"publish","type":"page","link":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/refaccionario\/","title":{"rendered":"CREDIALIANZA REFACCIONARIO"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1278\" class=\"elementor elementor-1278\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55e1b770 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55e1b770\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-70fe2366\" data-id=\"70fe2366\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c0a05f6 elementor-widget elementor-widget-text-editor\" data-id=\"6c0a05f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>CREDIALIANZA REFACCIONARIO<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0933496 elementor-widget elementor-widget-image\" data-id=\"0933496\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"702\" src=\"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario-768x702.jpg\" class=\"attachment-medium_large size-medium_large wp-image-1239\" alt=\"\" srcset=\"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario-768x702.jpg 768w, https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario-300x274.jpg 300w, https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario-1024x936.jpg 1024w, https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario-1536x1405.jpg 1536w, https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-content\/uploads\/2022\/04\/refaccionario.jpg 1846w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e249eab elementor-widget elementor-widget-toggle\" data-id=\"e249eab\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2371\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2371\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Montos y Plazos<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2371\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2371\"><p><strong>Montos<\/strong><\/p>\n<p><b>Monto M\u00ednimo:<\/b> $500.00<\/p>\n<p><strong>Monto M\u00e1ximo: <\/strong>3% del capital neto de la sociedad.<\/p>\n<p><strong>Plazos<\/strong><\/p>\n<p><\/p>\n<p>&nbsp;De un mes hasta 96 meses m\u00e1ximo; en base al an\u00e1lisis crediticio y capacidad de pago.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2372\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2372\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Tasa de Inter\u00e9s<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2372\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2372\"><p>Tasa de inter\u00e9s ordinaria 15.00%<\/p><p>Tasa de inter\u00e9s moratorio 36.00%<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2373\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2373\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Requisitos Documentales<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2373\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2373\"><p><strong>Generales<\/strong><\/p>\n<ul>\n<li>Identificaci\u00f3n oficial vigente.<\/li>\n<li>Comprobante de domicilio vigente(no mayor a 3 meses)<\/li>\n<li>Comprobante de ingresos o actividad. Equivalentes a un ciclo productivo.<\/li>\n<li>Constancia de CURP y RFC (para actividades agropecuarias c\u00e9dula fiscal con el alta en r\u00e9gimen correspondiente).<\/li>\n<li>Cotizaci\u00f3n oficial del activo a financiar, con fecha de expedici\u00f3n no mayor a 15 d\u00edas (pudiendo ser un aval\u00fao comercial para activos seminuevos a adquirir\u00a0 por medio de particulares).<\/li>\n<li>Acreditar documentalmente la propiedad o tenencia de la superficie donde se realizar\u00e1 la explotaci\u00f3n.<\/li>\n<li>No estar avalando socios con morosidad.<\/li>\n<li>Reporte de bur\u00f3 de cr\u00e9dito de acuerdo a las disposiciones vigentes.<\/li>\n<li>Declaraci\u00f3n de parentesco con alg\u00fan socio.<\/li>\n<li>Acta de matrimonio (En su caso).<\/li>\n<li>Solicitud elaborada y debidamente firmada.<\/li>\n<li>Garant\u00edas en base a lo establecido en la presente ficha t\u00e9cnica.<\/li>\n<\/ul>\n<p><strong>TRATANDOSE DE GARANTIAS PRENDARIAS<\/strong><\/p>\n<ul>\n<li>Factura original endosada de la garant\u00eda prendaria propuesta.<\/li>\n<li>Convenio de garant\u00eda prendaria elaborado por el \u00e1rea Jur\u00eddica de la Instituci\u00f3n<\/li>\n<li>Cotizaci\u00f3n oficial expedida por agencia o distribuidor oficial.<\/li>\n<li>Aval\u00fao Comercial practicado por Perito Valuador Certificado, trat\u00e1ndose de cr\u00e9ditos con Garant\u00eda Prendaria que no cuenten con una cotizaci\u00f3n oficial, con vigencia de 1 a\u00f1o a partir de la fecha de su expedici\u00f3n.<\/li>\n<li>Factura original del bien a financiar, cuando este constituya garant\u00eda adicional del cr\u00e9dito.<\/li>\n<\/ul>\n<p><strong>TRATANDOSE DE GARANTIAS HIPOTECARIAS.<\/strong><\/p>\n<ul>\n<li>Recibo predial del a\u00f1o en curso.<\/li>\n<li>Copia de escrituras.<\/li>\n<li>Certificado de libertad de graven a 20 a\u00f1os, con fecha de expedici\u00f3n no mayor a un mes.<\/li>\n<li>Aval\u00fao comercial practicado por Perito Valuador Certificado, con vigencia de 1 a\u00f1o a partir de la fecha de su expedici\u00f3n.<\/li>\n<li>Contrato de mutuo de garant\u00eda hipotecaria.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2374\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2374\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Protecci\u00f3n y Restricciones<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2374\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2374\"><p><b>Servicio de protecci\u00f3n:<\/b><\/p><p>La Cooperativa ofrece un servicio de protecci\u00f3n, para en caso de fallecimiento del acreditado, de acuerdo a la p\u00f3liza de seguro vigente contratada.<\/p><p><strong>Restricciones:<\/strong><\/p><ul><li>El acreditado no podr\u00e1 solicitar financiamiento para dos finalidades distintas en un mismo cr\u00e9dito.<\/li><li>El servicio de protecci\u00f3n aplicar\u00e1 siempre y cuando se encuentre al corriente el cr\u00e9dito.<\/li><li>Cuando se trate de un cr\u00e9dito para la adquisici\u00f3n de bienes muebles o para ganado, los cr\u00e9ditos deber\u00e1n contar invariablemente con un seguro de cobertura amplia respecto al bien a adquirir, durante la vida del cr\u00e9dito, se\u00f1alando a la Cooperativa como \u00abBeneficiario Preferente e Irrevocable\u00bb.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CREDIALIANZA REFACCIONARIO Montos y Plazos Montos Monto M\u00ednimo: $500.00 Monto M\u00e1ximo: 3% del capital neto de la sociedad. Plazos &nbsp;De un mes hasta 96 meses m\u00e1ximo; en base al an\u00e1lisis crediticio y capacidad de pago. Tasa de Inter\u00e9s Tasa de inter\u00e9s ordinaria 15.00% Tasa de inter\u00e9s moratorio 36.00% Requisitos Documentales Generales Identificaci\u00f3n oficial vigente. Comprobante [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1278","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/pages\/1278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/comments?post=1278"}],"version-history":[{"count":19,"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/pages\/1278\/revisions"}],"predecessor-version":[{"id":1489,"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/pages\/1278\/revisions\/1489"}],"wp:attachment":[{"href":"https:\/\/www.cpsantuarioguadalupano.com.mx\/CajaPopularAlianza\/wp-json\/wp\/v2\/media?parent=1278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}